University of California Student Health Insurance Plan (UC SHIP)

The University of California requires all students (at UCSB and abroad) to have health insurance coverage that is compliant with the Affordable Care Act (ACA).  This does NOT apply to the UCEAP reciprocal exchange students. This regulation applies to students that remain at UCSB and those that study abroad with UCEAP. Although students will have the UCEAP travel insurance while abroad, this coverage is not ACA compliant.  Students will need to either purchase the UC SHIP or submit a waiver with proof of comparable insurance coverage.  

The UC SHIP premium will be automatically posted to all BARC accounts.  If students request a waiver that is approved, the premium will appear as both a debit and a credit on their next BARC statement.  

Topics covered below include

UC SHIP reduced premium

Payment instructions

UC SHIP waiver guidelines

 UC SHIP payments in BARC

Understanding your BARC fees


UC SHIP Insurance reduced premium
UC SHIP reduced premium for 2021-22 EAP students

UC SHIP for undergraduate students : $331 per UCSB quarter (does NOT include dental or vision coverage)
UC SHIP for graduate students : $374 per UCSB quarter (does NOT include dental or vision coverage)
Rates are estimates and subject to change.

UC SHIP premium will be charged for 2 quarters for EAP programs that begin and end in two different terms.

*Continuing UCSB students participating in programs that begin/end in the summer will not be charged since the UC SHIP fee for the spring quarter provides coverage through the summer term.  New transfer students or students that were not enrolled at UCSB during the spring quarter will be charged the UC SHIP fee.

Program begins Program ends #qtrs  UCSHIP

Total Cost UC SHIP
(undergraduate/ graduate)

Summer Summer 0* $0*
Summer/Fall quarter Fall quarter 1 $331/$374
Fall quarter Winter quarter 2 $662/$748
Summer/Fall quarter Spring quarter/Summer 3 $993/$1,122
Winter quarter Winter quarter 1 $331/$374
Winter quarter Spring quarter/Summer 2 $662/$748
Spring quarter Spring quarter/Summer 1 $331/$374

Payment Instructions
Although UCEAP fees will be posted to the MyEAP account, the UC SHIP fee will be posted to BARC. 
Payment must be submitted to both places.

What Where to pay When to pay  Total Cost
     UCEAP program fees      

UCEAP Portal

  Program specific payment deadlines      Varies
 UC SHIP fee BARC By the deadline listed in BARC     $331/$374 per quarter     

UCSHIP Waiver Guidelines
If you have comparable insurance and do not want to keep UC SHIP as dual coverage while on EAP, you must submit a request to waive.  Refer to the Student Health Services website for waiver details.  If you waive out of UC SHIP, you will NOT be billed the $331/$374 per quarter.

UC SHIP-EAP Fee will appear in BARC
The UC SHIP quarterly fee will post to the BARC account for each applicable UCSB term.  Although the quarterly fee will not appear until near the start of the quarter for which the UC SHIP will be billed, payments can be made in advance and the students’ account will be credited accordingly.  It is strongly recommended that the entire balance of the BARC bill, including your UC SHIP fee, be paid prior to leaving for EAP if possible. 

UC SHIP Fee for Fee will appear in BARC Payment deadline Total cost per quarter
Fall quarter TBD TBD $331/$374
Winter quarter TBD TBD  $331/$374
Spring quarter TBD TBD   $331/$374

 UC SHIP-EAP Fee vs Other Fees in BARC
The UC SHIP-EAP fee may be only one of several fees awaiting payment in the students’ BARC account.

Students who obtained their EAP health clearances on-campus will have the fee for this service posted on BARC in addition to other possible charges such as lab fees.  It is the students’ responsibility to make sure the balances on their BARC accounts are paid on time.  Unpaid balances will result in possible registration blocks on GOLD.

$331 UC SHIP-EAP Fee
$50 EAP online health clearance fee
$100  Lab fee for Biology course (UCSB summer sessions 2019 course - not EAP course)
$481 Total BARC Balance


If you make only a payment of $331, this will credit your overall balance and NOT specifically
the $331 for the UC SHIP-EAP Fee.

Payment Instructions
Although UCEAP fees will be posted to your UCEAP Portal, the UC SHIP fee will be posted to BARC. 
Payment must be submitted to both places.

 What  Where to pay When to pay Total cost
UCEAP program fees  UCEAP Portal  Program specific payment deadlines Varies
UC SHIP fee BARC By the deadline listed in BARC $331


A. Students NOT on Financial Aid

1.       Pay UCEAP programs fees on UCEAP Portal.
2.       Pay UC SHIP-EAP fee(s) on BARC account.

B. Students on Financial Aid

1.       Defer first payment for UCEAP program fees on your UCEAP Portal.
2.       Pay outstanding balance by 2nd and/or 3rd payment due date, if any.
3.       Pay UC SHIP-EAP fee(s) on BARC account by deadline.

Financial aid packages will NOT automatically credit your BARC account.

Financial aid will be applied ONLY to the students’ balance in your UCEAP Portal and will NOT credit BARC. 
Financial aid packages will be created based on the EAP program option and the UC SHIP-EAP fee.  Once accepted by the students, the packages will be sent directly by the UCSB Financial Aid Office to UCEAP.   

UCEAP disbursements cannot automatically pay for the UC SHIP-EAP fee

Disbursements will be sent directly to students and NOT to BARC. Students will need to pay out-of-pocket for the UC SHIP-EAP fee on BARC and may reimburse themselves with the UCEAP disbursements they will receive.  Students are responsible for allocating AND saving part of their disbursement(s) for this fee. 
Students relying on disbursements from UCEAP to pay for the UC SHIP-EAP fee must remember that funds will be disbursed at the earliest 10 days prior to the UCEAP program start date.  For long term programs, the total amount will be disbursed in 2-3 payments throughout the length of the program.  Students are strongly encouraged to sign-up for the MyEAP e-refund option.  

Payment instructions: *Please note that GHI has been changed to UC SHIP and the amount per quarter due is now $331 (undergraduate students) and $374 (graduate students)

When and how to pay the UC SHIP-EAP fee in BARC.

Since you may be abroad during the payment deadlines, you may pay by credit card, e-check or hard copy check.

If possible, pay off your entire BARC bill prior to leaving the U.S. and if needed before the UC SHIP-EAP fee is posted onto your account. 
Payments made will be credited to your account once the UC SHIP-EAP fee appears for the appropriate UCSB quarter.  For example, Yearlong EAP students may pay $993/$1,122 to BARC during the summer to cover the UC SHIP-EAP fees for fall, winter and spring quarters.  

Questions?  Please contact the office listed below.

Financial aid questions – UCSB Office of Financial Aid & Scholarships
UC SHIP Insurance fee and waiver questions – Student Health Services
Making payments for UC SHIP – BARC
Making payments for UCEAP –  UCSB EAP regional advisor